Payment Options for Patients of Dentist of Torrance
Insurance and Financing Torrance CA

Insurance and Financing

Insurance and Financing Options in Torrance, CA

We want to provide all our patients with optimal dental care at a price they can afford. Therefore, we offer multiple insurance and financing options. The less you have to worry about funding your dental treatment, the more you can enjoy your beautiful smile!

Dentist of Torrance: Our Insurance and Financing Options

Over the years, we’ve worked with patients to help them find ways to get dental treatment without breaking the bank. Here are some examples of how we do that.


Dentist of Torrance works with all PPO (Preferred Provider Organization) plans. We also support additional options including ILWU (International Longshore and Warehouse Union).

Unfortunately, we do not accept the following:

  • Denti-Cal
  • HMs
  • Medi-Cal

How much your insurance company decides to pay depends on their unique fee schedule, which can also include some terms and conditions.

Insurance and Financing at Dentist of Torrance CA
Insurance and Financing at Dentist of Torrance CA

Often, companies will pay:

  • 100% of preventative and diagnostic services
  • 80% of basic restorative procedures
  • 50% of major restorative procedures

Of course, not all plans pay this, and even those that do include an annual deductible and maximum. Additionally, at times, the terms and conditions limit the types of preventative, diagnostic, and restorative procedures they cover. If it’s not covered, the patient is responsible for 100% of the cost.

Our team will work with your insurance to provide an accurate estimate of your treatment plan.

Payment Options

Once we determine your co-pay amount, we can work with you to come up with a payment plan that works with your budget. We accept most major debit and credit cards, checks, and cash.

Outside Financing

Another way to extend your payment period is with outside financing. We’ll recommend a company that works specifically with dental providers. They pay us 100% immediately. Then, you pay them over a specified period.

Dentist of Torrance Membership Plan

Our in-house membership plans allow patients without dental insurance to access affordable dental care for a low monthly or yearly cost. Patients that sign up for our membership plans will receive many included preventative dental care benefits as well as discounts on any additional treatment needed in our office. Learn how you can start saving today:

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Dentist of Torrance Membership Plan at Dentist of Torrance CA

Making Dental Treatment More Affordable Than Ever

We understand that dental treatment isn’t cheap and that the cost is one of the main factors on a patient’s mind when considering whether to proceed with treatment or not.

Our team wants to make life easier on you and make dental treatments as affordable as possible. We will work with you to find a way to provide the treatment you need while sticking to a budget.

Do You Have Questions About Our Insurance And Financing Options?

Contact our team today at 310-651-7660. We’re happy to answer all your questions!


CALL (310) 651-7660

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